Policies and Requirements
 

Terms and Conditions / Privacy Policy

By registering, you are indicating that you agree to our Terms and Conditions and Privacy Policy.  Please make sure that you have read and understand all of our policies and course requirements before you register.

 

Privacy Policy

Garden State Safety Council ("GSSC") recognizes that it is critical for individuals to be confident that their privacy is protected when they visit our website. GSSC is committed to protecting the privacy of its students and visitors to our Internet Defensive Driving Course (DDC). The information about you (the "USER") collected by GSSC is subject to this privacy policy. By disclosing personal information to GSSC, the USER agrees to the terms of this privacy policy.

Consistent with the provisions of the Internet Security and Privacy Act, the Freedom of Information Law, and the Personal Privacy Protection Law, this policy describes our privacy practices regarding information collected from the USERs of this website. This policy describes what information is collected and how that information is used. The GSSC privacy policy is outlined below.

Collection and Storage of Information: GSSC will collect certain personal information when the USER registers for the GSSC online course. For purposes of this policy, "personal information" means any information concerning a natural person which, because of name, number, symbol, mark, or other identifier, can be used to identify that natural person. We do not collect any personal information about you unless you provide that information voluntarily during registration, by sending an e-mail, by responding to a survey, or completing an on-line transaction.

Information Collected Automatically When You Register for our Online Course: When registering for our online course, we automatically collect and store information about you (the "USER"). The collected/stored information is as follows:

(i) First Name
(ii) Middle Name
(iii) Last Name
(iv) Street Address
(v) Address (including street address, city, state, and zip code)
(vi) Gender
(vii) Eye Color
(viii) Phone Number
(ix) Email Address
(x) Date of Birth
(xi) Driver's License Number

GSSC maintains this information in its customer database.

Use of This Information: This collected/stored information is used:

  • To provide the USER with access to the GSSC online course;
  • To provide the MVC with information about the USER's completion;
  • To process and facilitate delivery of the Certificate of Completion; and
  • For administrative, customer service, and technical support purposes.
GSSC will not share the USER's personal information with parties not affiliated with or outside of its organization.

USER's Rights: The USER may review and approve the information collected upon registration in the GSSC customer database. Upon request, GSSC will remove that information from its customer database or edit personal information that the USER states is erroneous.

Information Security Policy: GSSC takes extensive precautions to ensure the security of the USER's information both online and offline.

Online: Private information entered by the USER in the GSSC registration process (i.e. driverís license number, payment information) is encrypted and protected by a 128-bit Secure Socket Layer (SSL) Certificate. On a secure page, the USER will see a lock icon in the Security Status bar of his/her web browser.

Offline: GSSC also protects the USER's private information offline. We limit access to personal information to GSSC employees, contractors and agents who need to know that information in order to perform their administrative duties and/or to operate, develop or improve our services. Individuals who have access to this information follow appropriate procedures in connection with any disclosures of personal information and must comply with the GSSC privacy and security policies.

Appropriate security measures are taken to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data. The servers on which GSSC stores the USER's information are maintained in a fully secure and monitored facility.

Any questions or concerns regarding this policy should be directed to Tony@safetycourses.com.

©2009

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Terms and Conditions

COURSE FEE
A fee in the amount of $44.95 will be charged to the student. This fee needs to be paid prior to course completion and certificate delivery. There shall be no hidden fees and fees shall not change after the student registers for the course and accepts these terms and conditions.

COURSE SCHEDULE
Garden State Safety Council (hereafter referred to as "GSSC"), offers a course consisting of 11 sessions of instruction. The course is available 24 hours a day, 7 days a week. This availability may be affected by circumstances such as, but not limited to, system, site or connectivity failure over which GSSC has no control. The minimum time allowed by law to complete this course is six hours.

ELIGIBILITY
In compliance with New Jersey law - N.J.S.A. 39:5-30.9, licensed New Jersey motorists may complete an Internet Defensive Driving Course (DDC). When you complete the online Defensive Driving Course and present the certificate to your Insurance Provider, you are eligible for a minimum 5% discount on your Collision and Auto Liability insurance premium, including Property Damage (PD), Bodily Injury (BI), and Personal Injury Protection (PIP). Your discount will apply to your automobile insurance premium FOR 3 YEARS. Also, by completing the course, two points will be automatically reduced on your driving record. The MVC computer will automatically note your eligibility to receive the reduction.

SYSTEM REQUIREMENTS
There are NO special system requirements or downloads necessary to take this on-line course. Students will need to have JavaScript enabled on their Internet browser to view some of the features in the course. Most browsers (like Internet Explorer, AOL, Netscape, Firefox, etc.) are JavaScript enabled by default - meaning these features should function unless you, the student, have manually disabled JavaScript in your Internet browser's settings/options.

COMPLETION AND CERTIFICATE POLICY
The STUDENT agrees to complete all sessions, quizzes, and the final exam of the course in order to receive a certificate of completion. GSSC is prohibited from issuing a certificate of completion if the student has not met all the requirements for course completion. As an Internet course provider, GSSC will issue you a completion certificate after you complete the course and have made your payment.

AUTHENTICATION
GSSC shall include a personal validation questionnaire to be completed at the beginning of the course. The student will be required to correctly a minimum of 22 personal validation responses throughout the course in order to further validate the personal identity of the student. The student is also required to achieve at least a score of 80% on the course content/environment quizzes to be presented at the end of each session. The user will have 60 seconds to correctly answer each question. Failure to achieve a score of at least 80% will cause the student to re-take the failed session in its entirety. The student is also required to achieve at least a score of 80% on the final exam. The final exam consists of 50 questions. Students will need to answer a minimum of 40 of the 50 final exam questions correctly to successfully complete the course.

STUDENT AFFIRMATION
The student agrees that he/she, and not any other person, will study the material in its entirety, and complete the end of session quizzes and final exam. It is illegal to attempt to circumvent this online state-approved course or provide false information. If GSSC discovers that the STUDENT has willfully misrepresented himself or has cheated, the student will be stopped from taking the course with no refund of the registration fees. In addition, the student may be prosecuted for perjury, or other criminal acts which are punishable by law.

CANCELLATION AND REFUND POLICIES
A full refund will be made to any student who cancels the enrollment contract within 30 days of registering for the course and prior to completing the final exam. GSSC will terminate, without notice, the enrollment of any student who has not successfully completed the course within 30 days. All registration fees paid are due and refundable when the course of instruction is discontinued by GSSC, thus preventing a student from completing the course. All refunds will be issued within 30 days following cancellation.

POINT REDUCTION
As an Internet course provider, GSSC will notify the MVC within ten (10) days after you complete the course, AND after you have made your payment. A notice will then be entered on your driving record, and the MVC computer will automatically reduce your active point total by two points. If you need to verify the course completion has been entered on your record, you may request a copy of your driving record from the MVC.

INSURANCE REDUCTION
As an Internet course provider, GSSC will issue you a completion certificate after you complete the course and have made your payment. You are eligible for a minimum 5% discount on your Collision and Auto Liability insurance premium, including Property Damage (PD), Bodily Injury (BI), and Personal Injury Protection (PIP). Your discount will apply to your automobile insurance premium FOR 3 YEARS. You may send your completion certificate to your insurance company for the mandatory discount. Your insurance company may check your driving record for your course completion. You may take the course once every 3 years to maintain insurance reduction benefits.

More information regarding point and insurance Reduction can be found by going to: http://www.state.nj.us/mvc/Violations/penalties.htm.

Any questions or concerns regarding this policy should be directed to Tony@safetycourses.com.

©2009

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